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3 Ways Millionaires View Money Differently Than You

Chris Mielke, PMP
4 min readFeb 28, 2024

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How to beat them at their own game

Photo by Paul Skorupskas on Unsplash

Ameriprise published a survey of millionaires in 2023 and they found that millionaires think different than the rest of us.

Not surprising.

How can the little guy think like one of the big guys?

Here’s the three main takeaways of the survey with some tips to help you get ahead to attain that millionaire status.

Image: MoneyTalks.com

Difference #1: Millionaires protect their wealth versus building it

Unless they are a trust fund baby, most millionaires built their wealth from scratch.

They put in the reps year in and year out — no matter if they own their own business or in a day-to-day career — they save a lot of the income they earn instead of spending it. They usually live below their means. They look for opportunities to build wealth by investing and stick with a plan to protect it.

For us normies, we do have tools on a smaller scale to invest and become like the big guys — look to your 401k, 503b and other tools to help you build up the numbers.

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Chris Mielke, PMP
Chris Mielke, PMP

Written by Chris Mielke, PMP

I write about technology and project management.. More of my writing: https://substack.com/@chrismielke

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